You can save money on your car insurance. That’s the good news. The bad news is that you can’t safely save money by slashing your coverages dramatically and dropping damage coverage for your car. Sorry for the reality check, but if anyone tells you to improve your financial situation by calling your auto insurance company [...]
1. Drive less and earn a discount
If you drive less than 7,500 miles per year, you may qualify for a low-mileage discount on your auto insurance. And, some car insurance companies offer a commuter discount if you use public transportation during the week.
2. Don’t use your car for business purposes
Some insurance companies will add a [...]
The Florida House has approved property insurance legislation that promises to reduce the exposure of the state’s backup hurricane insurance fund and gradually raise rates for policyholders insured in state-backed Citizens Property Insurance.
Lawmakers approved the proposal (HB 1495) on Friday by a 75-33 vote.
Under the House bill, Citizens’ rate increases would be limited to 10 [...]
Carpenter Moore Senior Managing Director Norman Allen discusses a recent Professional Liability Underwriting Society (PLUS) survey on the role of brokers in the claims process for Directors & Officers Liability and where tensions may exist. Also, how a broker helps define expectations not only of the client but also of the carrier.
The lowest-cost health insurance plans are known as managed health care plans. Here’s a brief overview of these plans:
HMO (Health Maintenance Organization) - When you sign up for one of these plans you are given a network of doctors and hospitals that you must visit when you’re ill. You pay a monthly premium, as well [...]
Mortgage protection life insurance can be a lifesaver—not for the mortgage protection life insurance policyholder, of course, but for the mortgage protection life insurance policyholder’s family. Mortgage protection life insurance eliminates the risk of your family losing its home in the event that you die before your home mortgage is paid off.
If you’re looking for the best auto insurance quote online, then you are just a few mouse clicks away from securing an affordable online auto insurance rate that provides the best coverage options with the most convenient, easy-to-use application process available on the internet.
There are a host of sites on the Internet promising affordable, [...]
Comprehensive Cover is the most expensive, but it provides the most benefits, and is really the type of insurance most South Africans should have to completely cover their risks. Now that you know what you can buy, let’s examine ways to get that cover at the best price. Here are ten ways you can reduce [...]
Term life insurance is one of the most common, and with good reason. Unlike the broad suite of permanent life insurance types, term insurance allows you to maintain far more flexibility in your finances. If you have ever wondered what the difference is, the name says it all: term life insurance is designed [...]
